Louisiana title is different. Your closing agent should be too.
Louisiana operates under the Napoleonic Code, not common law. Forced heirship, usufruct, community property, succession requirements — they create curative scenarios you won't find in any other state. We live in this environment every day.
22years
In business
64parishes
Statewide coverage
100%
Bank compliance record
3offices
Metro New Orleans + Northshore
What we deliver on every loan file.
ALTA/TRID compliant closings
Our attorneys supervise every closing under Louisiana law and deliver closing disclosures that are accurate, properly timed, and ready for secondary market sale. We've never had a lender reject a package for a compliance error.
CPL issuance
Closing protection letters issued on all approved lender relationships. Reach out if you're not already in our system — onboarding takes one business day.
Lender title policies
ALTA loan policies are issued at every closing. Endorsements are available for adjustable rate, condominium, manufactured housing, and other product types.
Wire confirmation protocol
All wire instructions are transmitted via encrypted email and verbally confirmed by phone before any funds are moved. We take wire fraud prevention seriously — see our Wire Fraud Policy.
Post-closing delivery
Final title policies, recorded documents, and closing packages delivered within 30 days of closing — most packages are out the door in 15 business days.
Curative expertise
Louisiana title has more curative scenarios than almost any other state — successions, usufructs, multiple heirs, missing spouses. We cure in-house without sending you to find another vendor.
Turnaround times you can quote your borrowers.
Title commitment
standard residential
Closing disclosure
before consummation
Recording confirmation
in most parishes
Final policy delivery
post-closing
Wire confirmation call
no exceptions
Civil law title in a common-law lending world.
Louisiana is the only civil law jurisdiction in the United States. That means title chains, ownership transfers, and curing defects all work differently here than in the other 49 states.
If your underwriting team is flagging Louisiana files as higher-risk, it's not because the collateral is worse — it's because the rules are genuinely different. We bridge that gap.
Forced heirship
Louisiana law reserves a "forced portion" of an estate for children regardless of what a will says. Heirs can surface and assert claims years after a transfer.
Usufruct
A surviving spouse often inherits the right to use property without owning it. Clearing usufruct for a clean conveyance requires specific releases and often a succession.
Community property
Marital assets are presumed community property. Sales without spousal joinder — or proper documentation of separate property — can cloud title for decades.
Judicial successions
When a prior owner died without proper estate planning, a court-supervised succession may be required before the property can transfer cleanly.
Already approved? Submit your next file now. Not yet? Let's fix that.
Approved lender onboarding takes one business day. We'll need your CPL request, wire instructions, and lender requirements sheet. Our lender coordinator handles the rest.
Let's talk about your pipeline.
Whether you close five loans a month or five hundred, we have a workflow that fits. Let's connect.