Title Insurance
A title insurance policy is the only thing standing between you and a forgotten heir, an undisclosed lien, or a clerical error in the parish records that surfaces years after you bought the property. We issue both owner's and lender's policies through nationally rated underwriters.
Owner's policy vs. lender's policy
Your lender will require a lender's policy — that's standard. The owner's policy is the one that protects you. It's a one-time premium that lasts as long as you or your heirs own the property, and it covers losses from title defects that existed before you bought.
What it actually covers
Forged deeds, undisclosed liens, errors in public records, mistakes in prior chain-of-title work, undisclosed easements, missing heirs in successions, fraud, and a long list of other issues that no amount of due diligence can always catch. The policy also pays for the legal defense if a claim arises.
Tax-sale and adjudicated property
Louisiana is one of the few states where tax-sale and adjudicated properties are common, and many title companies won't insure them. We have specific expertise here — including the curative work needed to make tax-sale titles insurable.
Common questions.
- Is title insurance really necessary if the title comes back clean?
- Yes. A clean title search means no current public-record issues — but title claims often arise from things that aren't in the public record at all (undisclosed heirs, forgery, prior fraud). Title insurance is the only protection against those.
- How is the premium calculated?
- In Louisiana, title insurance rates are regulated and based on the purchase price (for owner's policies) or loan amount (for lender's). Reissue rates apply if the property was previously insured within the last few years.
Also relevant for your file.
Real Estate Closings
Full settlement coordination for residential and commercial transactions across Louisiana.
Learn more →Title Searches
Comprehensive public-records examination back to root of title.
Learn more →Successions & Probate
Louisiana-specific succession work to clear title after a death.
Learn more →Let's get to the closing table.
Order title online, request a quote, or schedule a closing — in office, on location, or remote.